• Grades 4-5
  • Learn about earning, spending, sharing and saving money!
  • In-class or online
  • Volunteer-led, educator-led, student self-directed or a blend of these methods
  • Instructional time: 4 hours

The earlier students learn how to manage money, the greater their chances of lifelong financial success.

According to a study by the JumpStart Coalition for Financial Literacy, only 26% of 13-21 year-olds said their parents taught them how to manage money. This gap is not being addressed by schools, as many don’t have the resources to offer classes in financial literacy. JA has designed the More than Money program to address this challenge. With the assistance of volunteers from the local business community, the program teaches elementary students about earning, spending, and saving money.

Like other JA programs, More than Money is student-centred and skills-focused. This program consists of approximately four one-hour lessons.

Key Outcomes
In this interactive classroom program, students use games and multimedia to:
  • Identify the role of money in everyday life
  • Practice making sound financial choices using cooperative decision making skills
  • Manage a personal bank account by making deposits and withdrawals
  • Identify ways to earn income through jobs or a small business
  • Learn how to make ethical personal and business money management choices
  • Develop a basic business plan based on their job skills and interests
  • Apply the problem-solving and money management skills needed to operate a small business

Delivery of More than Money in British Columbia is generously supported by:

Provincial Partners

National Champion of JA More than Money